Frequently Asked Questions

Q: How much will I get approved for?
A: The total loan amount you will get approved for is based on a number of different things. Thankfully, you can get a general idea of the amount it will be, by using our Auto Loan Estimator

Q: Can I trade in my current vehicle as money down?
A: Yes! Sometimes additional money is required if you have a lien on your current vehicle you are trading in.

Q: How much does it cost to submit an application?
A: All applications are 100% free. Also, there is no obligation to purchase a vehicle or finalize your loan once submitted.

Q: Will credit inquiries effect my credit rating?
A: If you are shopping around for a new car, you should know that when a creditor checks your credit, it places a mark on your credit report. These inquiries can add up, sometimes this is interpreted negatively by creditors. It is not a good idea to do too many inquires while shopping for a new vehicle.

Q: I’ve had a repossession, bankruptcy or no credit. Can I still qualify?
A: Yes! However, it may take longer to process your loan. is the industry leader in finding people with bad credit the auto financing you need!

Q: Will Co-Signers help my chances to get approved?
A: Yes! A Co-Signer may be an option for someone who does not meet all the credit requirements. However, the income of the buyer must meet all income requirements of the loan without relaying on the assistance of the co-signer’s income.

Q: What are the monthly payments going to be?
A: This is dependent on the terms of your loan. It’s usually less expensive cars with less than 50,000 miles have the best monthly payments available. Please feel free to use our Loan Payment Calculator to estimate what your monthly payments might be.

Q: What are the interest rates?
A: All rates are based on your credit report and the equity of the loan. Our team of experts at works hard to find you the best possible loan. The higher your credit rating, the lower your rates will be.

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