Terms and Conditions | Bad Credit Car Loans Now

PRIVACY POLICY

We recommend that you print this page and keep it for future reference.
This Privacy Policy governs the manner in which BadCreditCarLoansNow Inc. collects, uses, maintains and discloses information collected from users (each, a “User”) of the https://BadCreditCarLoansNow.com website (“Site”).

What privacy protections do I have with this website?

The information we collect
How we share this information
How we protect your information

What information do we collect about you?

Who you are? Your name, Phone number(s), address, SIN (Optional).
Your employment details, income levels, vehicle desired, etc.

Personal identification information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number, social insurance number. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies

How we use cookies:
BadCreditCarLoansNow.com records your local i.p and uses cookies to track data when referred to our website by an affiliate or when coming from another advertising Our Site may use “cookies” to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we safeguard your personal information

This website offers 256-bit SSL encryption & other various site scanning technologies and tracking metrics.
We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

By Submitting this form each applicant understand(s):

How we use collected information BadCreditCarLoansNow may collect and use Users personal information for the following purposes:

To preform credit checks on Users
By entering their personal information Users consent to BadCreditCarLoansNow preforming credit checks on Users. Credit checks are not limited to 1 inquiry per User.

To improve customer service
Information you provide helps us respond to your customer service requests and support needs more efficiently.

To personalize user experience
We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.

To improve our Site
We may use feedback you provide to improve our products and services. To run a promotion, contest, survey or other Site feature To send Users information they agreed to receive about topics we think will be of interest to them.

To send periodic emails
We may use the email address to send User information and updates pertaining to their order. It may also be used to respond to their inquiries, questions, and/or other requests.

To forward this data to our partners
When you agree to our privacy policy and our terms and conditions you explicitly authorize us to share your information with our partners to contact you via direct mail, manual calling methods, prerecorded or artificial voice messages, text messages, emails and/or automatic telephone dialling systems using any e-mail address or any telephone number provided, now or in the future, including a number for a cellular phone or other wireless device, regardless of whether you incur charges as a result.

Data collected may be used to send third party offers.
Applications may be shared with dealers as well as third party financing entities.
By entering your e-mail address and other contact details in your online application and by clicking the privacy check box in the application form, you consent to BadCreditCarLoansNow and/or our other partners contacting you by phone, mail, text message or e-mail to send you promotional offers, including third party offers. By submitting this form, you authorize credit and employment history checks if necessary, and to provide and/or obtain information about past credit experiences. Consent to receive information, follow-up communication, & disclosures related to this credit application and any other credit transaction from you, your affiliates, agents and service providers, in writing, verbally, or electronically.
This consent includes (but isn’t limited to) contact by manual calling methods, prerecorded or artificial voice messages, text messages, emails and/or automatic telephone dialling systems using any e-mail address or any telephone number provided, now or in the future, including a number for a cellular phone or other wireless device, regardless of whether you incur charges as a result.

Further: by submitting this application

Applications will be shared with dealers as well as third party financing entities.
You certify that each of the statements made and answers given in this credit application are true and correct and are made for the purpose of inducing the financing of the purchase of a motor vehicle. You authorize the obtaining of consumer report(s) to be used in evaluating your application. You authorize a credit inquiry or multiple credit inquiries, and the obtaining and exchanging of credit information from and with other creditors, dealers, consumer reporting agencies and BadCreditCarLoansNow Inc. partners for related products and services.

Electronic newsletters

If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Site.

Third party websites

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website’s own terms and policies.

Compliance with children’s online privacy protection act
Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our Site from those we actually know are under 13, and no part of our website is structured to attract anyone under 13.

Changes to this privacy policy

BadCreditCarLoansNow has the discretion to update this privacy policy at any time. When we do, we will post a notification on the main page of our Site, revise the updated date at the bottom of this page and send you an email. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Contacting us

If you have any questions about this Privacy Policy, the practices of this site, or if you need to access or correct errors/omissions to your personal information, please contact us.

Users may Opt in for receiving electronic communications/promotional messages.
To Unsubscribe: To be removed from BadCreditCarLoansNow Inc. subscriber list please email info@BadCreditCarLoansNow.com and include your full name, email address and telephone number(s).

BadCreditCarLoansNow.com logo and design are registered trademarks.

All other registered trademarks or trademarks are property of their respective owners.

TERMS AND CONDITIONS

This website is the property of BadCreditCarLoansNow. The content of this website and the information contained therein informs the user of the services provided by BadCreditCarLoansNow. In addition it permits the user of the website to provide personal data and information to BadCreditCarLoansNow which assists us in the provision of our services.

YOUR OBLIGATIONS

It is your responsibility to read thoroughly the Terms and Conditions of use of this website as set out below. Also incorporated is our Privacy and Data Protection Policy, which details how we use any information we collect about you. In order to use the website, including but not limited to an online application, you must accept these Terms and Conditions by clicking “Yes” where asked to do so. If you do not accept these Terms and Conditions you are not permitted to use the website and must click “No”. Failure to click “No” will be deemed to constitute acceptance of these Terms and Conditions.

THIRD PARTY WEBSITES

By using our website you may be able to directly access third party websites. We do not own, operate or control such third party websites and are not responsible for their content. When you access such third party websites you do so at your own risk and your usage of each third party website is subject to their terms and conditions of use and you agree to abide by them.

WARRANTY

BadCreditCarLoansNow makes no warranties nor representations about the content of the information provided to you as part of our services, including but not limited to any information contained within this website and other third party websites. BadCreditCarLoansNow hereby disclaims all warranties and conditions, both express and implied, with regard to the information provided.

LIMITATION OF LIABILITY

We do not accept liability for any errors and/or omissions in the information contained with the BadCreditCarLoansNow will not be held liable for any infringement on your part of any third party Intellectual Property Rights. You agree that BadCreditCarLoansNow will not be liable to you for any losses whatsoever (including but not limited to direct, indirect, consequential loss or damage, personal or business related losses) suffered by you, arising out of or related to the services provided by BadCreditCarLoansNow or your use or inability to correctly use this
BadCreditCarLoansNow will not accept liability even if you advise us in advance of the possibility of such losses. In the event that BadCreditCarLoansNow is held liable for any such losses, BadCreditCarLoansNow’s liability shall be limited to damages which shall in no event exceed £200 (without prejudice). You agree to indemnify BadCreditCarLoansNow against any and all losses, claims, demands, liabilities, damages, costs and expenses arising from or relating to your use of the Website, your breach of these Terms and Conditions and your violation of any applicable laws, regulations or statute. This obligation shall remain in force even following the termination of this agreement.

INTELLECTUAL PROPERTY RIGHTS

All Intellectual Property Rights within the BadCreditCarLoansNow website (including but not limited to its design, structure, narrative, graphics, expertise, software and its source code) are reserved to BadCreditCarLoansNow. You are in no way permitted to (nor to attempt to) copy, publish, download, store, amend or change in any way the content of the BadCreditCarLoansNow Website for any purpose whatsoever, without the express written permission of BadCreditCarLoansNow.

GENERAL

This website and its usage (including these terms and conditions and privacy and data protection policy) will be governed by English law. You may use the Website for personal use only. You may only use the website for legal purposes only. You must not deliberately distribute software viruses (and other such harmful software) and unsolicited email, nor gain (or attempt to gain) unauthorized access into any part of this You must be over the age of 18 to use this BadCreditCarLoansNow reserve the right to make amendments to and to correct errors and omissions to the information contained within this

PRIVACY AND DATA PROTECTION POLICY

For each user of the website BadCreditCarLoansNow is committed to protecting your privacy and ensuring compliance with the provisions of the Data Protection Act 1998. This Privacy and Data Protection Policy provides an explanation on how we may collect personal data about you and how we may use the collected information.
We only collect personal information that is necessary to assist us in the provision of our services to you. We collect personal data from you through the website and from third party sources, in order to consider your application for credit. In considering your application for credit we may disclose your information to credit reference and fraud prevention agencies, along with selected financial institutions and corporate bodies.
These selected companies may vary from time to time at the absolute discretion of BadCreditCarLoansNow In the provision of our services to you, we reserve the right to disclose information about you to third parties that may be required by law, or to safeguard and protect the operation of our systems, our customers (both potential and actual) and staff.
We also reserve the right, should it be necessary, to disclose any relevant information to any prospective purchaser of BadCreditCarLoansNow. We may also be required to provide statistics and other related information to third parties but ordinarily these statistics will not contain any such information which could be used to identify any individual customer or prospective customer.
We will use our reasonable endeavors, including up to date industry procedures, to protect your private use of the website and to secure such use from unauthorized access, use, disclosure or loss or your personal data. We may contact you by post, by telephone or by electronic means (including email and sms text messaging) about services and/or products offered by us, by other BadCreditCarLoansNow group companies or third parties which we consider to be of interest to you.
You have the right at any time to stop us from contacting you or giving your details to others for marketing purposes. If you wish us to stop, please confirm in writing to the Data Protection Compliance Officer, BadCreditCarLoansNow, you have any queries or are concerned in any way about how your personal data is being used please contact our Data Protection Compliance Officer.

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